Jewelry Insurance

Personal Jewelry Insurance through
Jewelers Mutual Insurance Company

Once you've chosen a beautiful piece of jewelry, your next decision should be how you will insure it. The Personal Jewelry Insurance program from Jewelers Mutual Insurance Company offers comprehensive coverage at affordable prices!


They are the jewelry insurance experts

Since 1913, Jewelers Mutual has specialized in insuring jewelry and jewelry businesses! They have gemologists on staff, as well as underwriters and customer service representatives who are licensed insurance agents and are knowledgeable about jewelry.


Comprehensive protection for your scheduled jewelry

Jewelers Mutual’s Personal Jewelry Insurance program provides protection for your jewelry. Jewelers Mutual repairs or replaces your insured jewelry with like kind and quality.


Insuring your jewelry is easy

  1. Visit Jewelers Mutual’s Web site at for a free quote or to apply online. You also can mail a completed and signed application to Jewelers Mutual with your payment.
  2. As your jeweler, we can provide an insurance evaluation/appraisal that includes a detailed description of each item and the retail replacement value. The cost of insurance is based on the jewelry’s retail replacement value and the state and county you live in.
  3. Mail, fax, or e-mail Jewelers Mutual a copy of the insurance evaluation/appraisal. Coverage will begin on the date you submit your online application or on the postmark date stamped on the envelope if you mail your application. If the total appraisal value of all items is $50,000 or more, or if you were previously denied or canceled by Jewelers Mutual, you must call them for prior approval for insurance.


If you have any questions about the insurance coverage or how to obtain Personal Jewelry Insurance, contact a customer service representative, toll free, at 800-758-0661.


You must be a U.S. or Canadian resident age 18 years or older to apply. This program is not available in Québec. Jewelers are not licensed agents for Jewelers Mutual Insurance Company and cannot sell or recommend insurance. Jewelers Mutual is an alternative to other insurance companies you may be considering. Insurance coverage is not guaranteed and is subject to underwriting guidelines and application approval.


Send us a message  and we will help you

Our Customer Say It Best

  • Could not have asked for more from the Marchello&Co Team

    "The ring was perfect in every way. I found Marchello&Co's customer service to be second-to-none and they consistently went above and beyond to get the ring delivered early." - Gary, Preston
  • I highly recommend this company. A+

    "Recently purchased the 6mm comfort fit men wedding band in platinum. It was the easiest and best purchase for jewelry I have ever made." - Anonymous
  • Marchello&Co is an Amazing Service

    "From the delight of the engagement ring I received to the amazing customer services provided to me. I always had the pleasure in dealing with extremely helpful people." - Anonymous
  • They have my full trust

    "GNs customer service was very helpful, and professional. Most of all they were patient, and not pushy. The wife loved it. I will be using Marchello&Co again in the future." - Anonymous
  • All I expected and more

    "The Peridot Drop earrings are fantastic! Everything I have ordered over the years has been all I expected and more. I will order the matching peridot necklace soon." - Anonymous